Interest Rates and Annual Percentage Yields are current as of May 7, 2008.
Account Type
Minimum Opening Balance
Minimum Balance Required to Obtain APY*
Interest Rate
Annual Percentage Yield
Regular Savingsb
$10.00
$100.00c
0.30%
0.30%
Golden Eagle Savingsb
$10.00
$100.00c
0.45%
0.45%
Money Market Deposit Accountb
$2,500.00
$2500.00c
(Tier one) $2500 - $19,999
0.55%
0.55%
(Tier two) $20,000 and up
0.75%
0.75%
Now Checkingb
$1,000.00
$1000.00c
(Tier one) $1000 - $2499
0.10%
0.10%
(Tier two) $2500 and up
0.20%
0.20%
Information current as of: May 7, 2008
Certificates of Deposit
Account Type
Minimum Opening Balance
Minimum Balance Required to Obtain APY*
Interest Rate
Annual Percentage Yield
31 Day CDa
$2,500.00
$2500.00c
0.45%
0.45%
91 Day CDa
$2,500.00
$2500.00c
2.28%
2.30%
182 Day CDa
$2,500.00
$2500.00c
2.52%
2.55%
1 Year CDa
$1,000.00
$1000.00c
2.67%
2.70%
18 Month CDa
$500.00
$500.00c
2.96%
3.00%
18 Month No Penalty CDa
$500.00
$500.00c
2.76%
2.80%
2 Year CDa
$500.00
$500.00c
2.96%
3.00%
3 Year CDa
$500.00
$500.00c
2.96%
3.00%
5 Year CDa
$500.00
$500.00c
3.25%
3.30%
182 Day IRA CDa
$100.00
$100.00c
2.76%
2.80%
1 Year IRA CDa
$100.00
$100.00c
2.91%
2.95%
18 Month Fixed IRA CDa
$100.00
$100.00c
3.20%
3.25%
18 Month Variable IRA CDa
$100.00
$100.00c
0.85%
0.85%
2 Year IRA CDa
$100.00
$100.00c
3.20%
3.25%
3 Year IRA CDa
$100.00
$100.00c
3.20%
3.25%
5 Year IRA CDa
$100.00
$100.00c
3.49%
3.55%
Information current as of: May 7, 2008
a) A penalty will be imposed for early withdrawal. b) The interest rate and annual percentage yield may change after account opening. c) Daily balance. The amount of the principal in the account each day.
*Annual Percentage Yield Rates are subject to change weekly on Wednesday. Fees could reduce the earnings on account. Interest is compounded quarterly on Regular and Golden Savings accounts. Interest is compounded daily on all Certificates of Deposit, including IRAs. For current rate information call (301) 645-5644.
