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CURRENT RATES

Interest Rates and Annual Percentage Yields are current as of

Account Type	Minimum Opening Balance	Minimum Balance Required to Obtain APY*		Interest Rate	Annual Percentage Yield
Regular Savings^b	$10.00	$100.00		0.30%	0.30%
Golden Eagle Savings^b	$10.00	$100.00		0.45%	0.45%
Money Market Deposit Account^b	$2,500.00	$2500.00
(Tier one) $2500 - $19,999				0.45%	0.45%
(Tier two) $20,000 and up				0.55%	0.55%
Now Checking^b	$1,000.00		$1000.00
(Tier one) $1000 - $2499				0.10%	0.10%
(Tier two) $2500 and up				0.20%	0.20%
Information current as of:


e-PRODUCTS
Account Type	Minimum Opening Balance	Minimum Balance Required to Obtain APY*		Interest Rate	Annual Percentage Yield
e-SAVINGS^b	$100.00	$100.00		0.70%	0.70%
e-CHECKING PLUS INTEREST^b	$100.00	$1,000.00
Daily Balances of $1,000.00 - $4,999.00				0.45%	0.45%
Daily Balances of $5,000.00 - 24,999.99				0.65%	0.65%
Daily Balances of $25,000.00 and up				0.85%	0.85%
e-6 MONTH CD^a	$1,000.00		$1000.00	1.25%	1.26%
e-12MONTH CD^a	$1,000.00	$1,000.00		1.59%	1.60%
Information current as of:


Certificates of Deposit
Account Type	Minimum Opening Balance	Minimum Balance Required to Obtain APY*	Interest Rate	Annual Percentage Yield
31 Day CD^a	$2,500.00	$2500.00	0.45%	0.45%
91 Day CD^a	$2,500.00	$2500.00	0.75%	0.75%
182 Day CD^a	$2,500.00	$2500.00	1.00%	1.00%
1 Year CD^a	$1,000.00	$1000.00	1.34%	1.35%
18 Month CD^a	$500.00	$500.00	1.39%	1.40%
18 Month No Penalty CD^a	$500.00	$500.00	1.19%	1.20%
2 Year CD^a	$500.00	$500.00	1.54%	1.55%
3 Year CD^a	$500.00	$500.00	1.64%	1.65%
5 Year CD^a	$500.00	$500.00	1.98%	2.00%
5 Year Prime Time CD^{a b}	$1,000.00	$1,000.00	2.60%	2.63%
182 Day IRA CD^a	$100.00	$100.00	1.24%	1.25%
1 Year IRA CD^a	$100.00	$100.00	1.59%	1.60%
18 Month Fixed IRA CD^a	$100.00	$100.00	1.64%	1.65%
18 Month Variable IRA CD^{a b}	$100.00	$100.00	0.85%	0.85%
2 Year IRA CD^a	$100.00	$100.00	1.78%	1.80%
3 Year IRA CD^a	$100.00	$100.00	1.88%	1.90%
5 Year IRA CD^a	$100.00	$100.00	2.23%	2.25%
Information current as of:

a.) Penalty imposed for early withdrawal.
b.) Interest rate and annual percentage yield may change after account opening.


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